When you’re booking a flight or travel package and that little box appears asking you to buy international travel insurance now?
Comes to your mind. Should I buy it now? What happens if I wait? Will it be too late?
The moment of doubt is certainly not ideal.
So the best thing is for you to know exactly what you need and then buy the right travel insurance for your needs.
See How to Choose the Ideal Travel Insurance for Your Needs?
The best time to purchase international travel insurance is immediately after completing your travel arrangements.
After you book your plane tickets, hotel, tours, etc.
You will know the total costs of the trip, booking conditions and all cost details.
Then this is the perfect time to purchase travel insurance.
Before taking out your travel insurance, it is essential to know your total costs to get an accurate quote.
Also find out what benefits such as trip cancellation/interruption, value of medical coverage and others you may need.
This way, your entire travel investment can be protected.
It’s a good idea to purchase travel insurance immediately after booking for two reasons.
First: You won’t forget! Many travelers put off buying travel insurance and realize too late that they forgot to buy it.
Second: The sooner you buy insurance, the larger your coverage window will be.
Claims that are dated after the insurance is in effect.
The sooner you purchase insurance, the sooner you will be protected.
So, if you’ve already made all the preparations for your trip, don’t waste time! Get a travel insurance quote now.
The second best time to purchase is within 15 days of making the first payment.
The 15 days after the first payment, as this is the time to have all the costs and conditions of the trip.
Also being the limit point for the benefit of the pre-existing medical condition.
Many of the plans include this benefit, which means you can have an existing medical condition and still be eligible for all applicable benefits and care services. You must, however, meet certain requirements:
Each insurer may have its specific conditions, however, in general, this is a reasonable period.
The third best time to buy travel insurance is before you leave.
Even if you have stopped purchasing your international travel insurance, the day of your trip is approaching and you still haven’t taken out travel insurance.
It is better to buy insurance late than not to have it, but always before the trip.
To actually have coverage, it is necessary at least 24 hours before boarding.
While trip cancellation/interruption benefits may not be useful to you now, benefits such as baggage loss/damage, baggage delay, trip delay and medical emergency can provide crucial protection for your trip.
The worst time to buy travel insurance is after something bad has already happened.
You’re traveling happily when you trip and break your ankle.
Here comes that regret Ah. If you had purchased travel insurance with emergency medical benefits, you could have avoided paying hospital bills out of pocket.
Also if you had purchased travel insurance with trip interruption benefits, it could reimburse you for the unused portion of the trip as well as the cost of airfare to return home early.
But you didn’t do that. It’s too late to buy travel insurance now.
Buying insurance after the event is not covered.
This is why it is advisable to purchase insurance immediately after confirming the purchase of all tickets and reservations as early as possible.
Atenção: As opiniões, revisões, análises e recomendações de viagens e produtos são baseadas nas minhas experiências e pesquisas pessoais, sem vínculo a nenhuma dessas entidades.
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